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section32.105

Uses of contract financing

Overview

FAR 32.105 establishes that contract financing is intended to provide working capital for contract performance and must be self-liquidating, rather than serving as a means for contractors to fund capital improvements or asset acquisitions.

Key Rules

  • Self-Liquidation: Financing methods must be designed to be recovered through the delivery of goods or services under the contract.
  • Working Capital Limitation: Funds are restricted to operational working capital and may not be used to acquire fixed assets or expand contractor-owned facilities.
  • Loan Guarantee Exceptions: Minor or incidental facility expansions may be permitted under loan guarantees if they involve small amounts of capital and do not jeopardize repayment.
  • Government Ownership Exception: The restrictions against facility expansion do not apply if the contract specifically involves the acquisition of facilities for Government ownership.

Practical Implications

  • Financial Compliance: Contractors must ensure that financing proceeds are applied to the immediate costs of performance rather than long-term infrastructure investments.
  • Audit Risk: Contracting Officers and auditors will monitor the application of funds to ensure they are not being diverted to capitalize the contractor’s private business footprint.

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