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section46.505

Transfer of title and risk of loss

Overview

FAR 46.505 establishes the specific milestones at which legal ownership (title) and financial responsibility for damage or loss (risk of loss) shift from a contractor to the Federal Government.

Key Rules

  • Title Transfer: Ownership generally passes to the Government upon formal acceptance, regardless of physical possession, unless the contract states otherwise.
  • Risk of Loss (F.O.B. Origin): Risk shifts to the Government as soon as the supplies are delivered to the carrier.
  • Risk of Loss (F.O.B. Destination): Risk shifts to the Government only after delivery to the specified destination or formal acceptance, whichever happens later.
  • Nonconforming Supplies: If goods are defective or fail to meet requirements, the contractor retains the risk of loss until the defects are cured or the Government chooses to accept the supplies.
  • Government Negligence: The contractor is not held liable for loss or damage caused by Government employees or agents acting within the scope of their employment.
  • Standardized Clause: These policies are formally implemented in contracts through FAR clause 52.246-16, Responsibility for Supplies.

Practical Implications

  • Contractors must determine their insurance needs based on the F.O.B. terms; under F.O.B. destination, the contractor is financially responsible for any damage occurring during transit.
  • The government's right to reject nonconforming goods serves as a "stay" on the transfer of risk, meaning contractors remain liable for the goods even if they are physically sitting at a government facility until they are officially accepted or repaired.

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